wellspoken

The Effect of Time on Investing

Investing can seem like a very risky, complex and fast-moving process. With endless combinations of investment vehicles to choose from, it can be difficult to take your first step as an investor—especially with the knowledge that all investments carry the risk of losing some or all of your money. So why bother? Well, there are […]

Loan Basics

Finding The Loan That’s Right For You Loans help finance some of our biggest goals in life. They can provide access to possibilities that we can’t afford upfront—possibilities like going to school, buying a home or starting a business (to name just a few). A loan is also one of the biggest financial commitments we […]

Common Money Beliefs

Where You Seek Financial Advice Says a Lot About You How did you decide where to open your first bank account? Where did you learn to budget or pay bills? If you have a money question now, what do you do? Who do you turn to? If you’re under the age of 30, your answers […]

Living On Your Own And “Bill Time”

Living on your own for the first time can be empowering. It means having independence and all the things that come with it. Some of those things—like not having to share a bathroom—are wonderful. Others—like killing spiders yourself—are not so fun. And leading the pack in the not-so-fun category: bills. Bills tend to sneak up […]

To Lease or To Finance: That is the Question!

When it comes to buying a new car, you have three options: purchasing it with cash, purchasing it through a loan (also known as financing) or leasing it. For most shoppers, the decision comes down to buying or leasing. On the surface, the differences between leasing and buying a vehicle seem fairly straightforward. Leasing a […]

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