CapEd’s Business Accounts are designed for your business’s daily operations. We work to keep things simple so you can focus on your business.

Business Checking

Basic Business Checking
No Minimum Balance.
150 monthly debit and credit items
$.10 for each additional transaction

Standard Business Checking
$1,000 minimum balance, or $10 per month.
250 monthly debit and credit items
$.10 for each additional transaction

Commercial Checking
$2,500 minimum balance, or $15 per month.
350 monthly debit and credit items
$.10 for each additional transaction
Earns Interest

Business Savings

Business Savings
$5 minimum balance.
Six free withdrawals per month. $2 each additional
Earns Interest

Standard Business Savings
$1,000 minimum balance, or $10 per month.
Six free withdrawals per month, $2 each additional
Earns Additional Interest

Commercial Savings
$2,500 minimum balance, or $15 per month
Six free withdrawals per month, $2 each additional
Earns Highest Interest Rates

Business Certificates and Money Market Accounts

We kept this really simple. Business Certificates and Money Market Accounts earn the same interests as our competitive regular Certificates and Money Market Accounts.

Current Certificate Rates   Current Money Market Rates

Simplified Employee Pension (SEP) IRAs

To help keep things simple for retirement we provide a Simplified Employee Pension (SEP) Individual Retirement Account (IRA) where you make a contribution on your employees’ behalf. These SEP plans are easy to setup and administer. For growing businesses this is a great way to retain talent and build a foundation for more complicated plans. Need help with payroll administration? Learn more on how we can assist with this as well (linked to Direct Deposit & Payroll page).

Things to Know

Signers on CapEd Business Accounts must qualify for credit union membership. This is pretty simple as well. See here how you can qualify to join CapEd Credit Union.

To open a CapEd Business Account we’ll need a few documents to identify you as a legitimate business. See what documents you’ll need to provide.

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