Share Certificates Promotional Rates

These special promotional rates are available for new accounts with a minimum of $500, or existing accounts where $500 is added to a maturing certificate.

Share Certificates

With as little as $500, members can invest in a Fixed Rate Share Certificate and maximize their earnings. Savers under age 25 can invest with as little as $250.

  • Minimum balance: $500 ($250 under age 25)
  • Terms: 6 to 60 months
  • Dividends are computed daily and compounded quarterly.
  • Dividends may accumulate in the account or be transferred to another account.
Request This Account

Please Contact the Credit Union for our current Truth in Savings Disclosure.

Early withdrawal penalties may apply.

Share Certificate Rates

The APY is accurate as of Jan 28, 2015

Minimum balance to open and earn the APY
6 Months $500 $10,000 $50,000
Dividend Rate 0.20% 0.30% 0.45%
APY* 0.20% 0.30% 0.45%
12 Months $500 $10,000 $50,000
Dividend Rate 0.40% 0.50% 0.70%
APY* 0.40% 0.50% 0.70%
Promotional APY* 1.05% 1.05% 1.05%
18 Months $500 $10,000 $50,000
Dividend Rate 0.45% 0.55% 0.75%
APY* 0.45% 0.55% 0.75%
24 Months $500 $10,000 $50,000
Dividend Rate 0.50% 0.60% 0.80%
APY* 0.50% 0.60% 0.80%
Promotional APY* 1.25% 1.25% 1.25%
36 Months $500 $10,000 $50,000
Dividend Rate 0.85% 0.95% 1.15%
APY* 0.85% 0.95% 1.16%
48 Months $500 $10,000 $50,000
Dividend Rate 1.25% 1.35% 1.55%
APY* 1.26% 1.36% 1.56%
60 Months $500 $10,000 $50,000
Dividend Rate 1.35% 1.50% 1.70%
APY* 1.36% 1.51% 1.71%
Promotional APY* 2.12% 2.12% 2.12%

Young Savers Rates

The APY is accurate as of Sep 01, 2014

Minimum balance to open and earn the APY
6 Months $250 12 Months $250
Dividend Rate 0.65% Dividend Rate 0.80%
APY* 0.65% APY* 0.80%

*APY is Annual Percentage Yield. The APY is accurate as of the effective date indicated. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded on the first day of each quarter. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity.

If you have any questions, please call our Member Services Department at 208-884-0150 or 800-223-SAVE (7283).

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